Saturday, February 26, 2005

question of the next 3 months

Yeah, I'll write my paper ... but anyway, tax time is already here and most of you should've received W-2's by now. I'm one of those people who says, YIPPEEEE!!! Tax time, federal government owes me money!!!! The second I get all my forms I'm already dialing the EZ file phone line doing my taxes in about 10 minutes. This year it was a bit more complicated because I have a mortgage, more student loans, and tuition costs so I have to fill out the dreaded Schedule A and a myriad of other forms I didn't know existed, so I hired a tax pro. Well skipping to the awesome part I got a fairly decent tax return. About 7X more than I usually get, so the questions is what do I do?

A) buy an i-pod (everyone at work has one!), a home theater system (the only thing that functions on my boombox from 8th grade is the radio tuner), a digital camera (so I can upload oh so cool graphics to this website), go on vacation to either S. American or England, and use the remainder of the money to jazz up my current condo.

OR

B) use it as a deposit for a yet unbuilt fabulous one bedroom loft in downtown DC with garage parking ready for move in after I graduate from school (aim is 2007). (the downside being I'm going to be a real miser for the next two years to save money so I can actually afford the place when it comes time for closing and I BETTER get some significant raises until then!).

I think the answer is obviously B, I realize electronic gadgets will make me happy in the short term, but looking forward to a beautiful place after graduation would be better. After I bought the current place, people were like, let us know about the housewarming! Yeah right, housewarming, I can fit about 2 other people comfortably in my tiny studio, and renting the lounge downstairs for a party is above my pay-grade. Oh but the uncertainty of the future ... if you read, any opinion in the comments section is appreciated ....

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